What's the cost?

At RIFT, we believe in keeping things simple: you only pay us if we get you a refund.

  • For a PAYE (employed) tax rebate: 36% of your refund (including VAT), with a minimum fee of £60.
  • For a CIS tax rebate (self-employed in Construction): A fixed fee of £300 (including VAT), which includes filing your tax return.

No upfront costs. No refund? No charge, it's that straightforward.

PricesPrices for PAYE and CIS tax refunds

New customers PAYE (Employed) 36% (including VAT). Minimum fee £60 (including VAT)
New customers CIS (Construction Industry Scheme) £330 (including VAT)
Responding to HMRC enquiry
(claim submitted by RIFT Tax Refunds)
NO CHARGE
Part of the aftercare service under our RIFT Guarantee

If it looks like you aren't owed a tax rebate because you haven't overpaid any tax then we don't charge you.  No refund, no fee. 

About VAT

As with most goods and services, we're required by law to charge VAT at 20%. VAT is included in our prices listed above. It is applied to our fee only, not to your whole refund, and it's paid to HMRC.

The RIFT Tax Refunds service

No upfront costs

  • Fixed fee on success: You only pay a fixed fee if your refund is successfully issued - no hidden costs or surprises.
  • Risk-free peace of mind: Start your tax refund claim with zero financial commitment, giving you confidence that you won't pay until you receive your refund.

Fast & reliable refunds

  • Rapid refund option: For those in need of quick cash, our rapid refund service delivers 50% of your refund claim within 48 hours of submission to HMRC, for a small additional fee.
  • Trusted security: with 25 years experience and using secure platforms like the Personal Tax Account, we ensure your data is safe every step of the way. 

Expert guidance, every step

  • Certified accountants: Our team of certified accountants, specialised in tax refunds, offers expert knowledge to maximise your claim
  • Unlimited access & support: With over 450,000 tax refunds successfully processed, you’ll have unlimited access to support and advice from our specialists whenever you need it.

Other great benefits with RIFT

Switching from your old accountant (if needed)
Dealing directly with HMRC on your behalf
The RIFT Guarantee, so your money is safe once paid
Unique tax code check throughout the year. We will tell you if HMRC change your tax code.
Track your claim progress via our app.

 

How much will my refund be once I pay RIFT?

Let’s say you’re claiming back 4 years of work travel expenses and you’re due a refund of £3,000. Here’s how it breaks down:

  • Your refund from HMRC: £3,000
  • RIFT fee (36%): £1,080 (including VAT)
  • What lands in your bank account: £1,920

That’s money in your pocket, no upfront costs, and zero hassle.

No refund? No fee

If we crunch the numbers and find out you haven't overpaid any tax, you won't pay us a penny. And, if HMRC has questions about your refund after it's been paid, we'll handle it at no extra charge.

Why chose RIFT

When it comes to tax refunds, not all services are created equal. Here's how RIFT stacks up against the competition:

Feature RIFT Tax Refunds Competitor 1 Competitor 2
We do all the heavy lifting: Building, calculating and submitting your tax refund claim ✅ Yes ✅ Yes ✅ Yes
Your own dedicated Personal Tax Assistant: Expert support, on hand all year round ✅ Yes ❌ No ❌ No
Self-assessment tax return (if needed): Included free of charge ✅ Yes ❌ No ❌ No
Telephone support: Speak to us 6 days a week ✅ Yes ❌ No (Mon-Fri only) ❌ No (Mon-Fri only)
Digital support on demand: Live chat, email, and social media ✅ Yes ❌ No ❌ No
RIFT Guarantee: Your refund is yours to keep, even if HMRC disagrees* ✅ Yes ❌ No ✅ Yes
Direct access to HMRC: We skip the queues with our agent hotline ✅ Yes ❌ No ✅ Yes
Track My Claim app: Get updates on your refund anywhere, anytime ✅ Yes ❌ No ✅ Yes
Rated 5 stars for customer service: Trustpilot Excellent & ICS ''ServiceMark'' winner ✅ Yes ❌ No ❌ No
Over 20 years of experience: Tax refund experts you can trust ✅ Yes ❌ No ❌ No
Free choice of payment method: Cheque or bank transfer - no extra charge ✅ Yes ❌ No ❌ No
Unique tax code checker: We'll notify you if your tax code changes ✅ Yes ❌ No ❌ No
Year-round consultation: Free advice on tax, self-employment, pensions and bookkeeping ✅ Yes ❌ No ❌ No

 

More than just a tax refund

We go above and beyond to make your life easier. With 25 years of experience, our service isn’t just about getting you a refund, it’s about giving you peace of mind all year long. We’ve helped over 140,000 get money back in their pocket, claiming over £390 million back from HMRC.

Curious about what we can do for you? Start your claim today and let us show you why we’re the #1 choice.

ServiceWhat we do as your agent with HMRC

It’s our job to apply HMRC's rules to the information you give us, to see if you’re due a tax rebate. We’ll tell you exactly what information we need, and we’ll do all we can to help you get your money.

We’ll act as your agent with HMRC, so you never have to phone them or reply to their letters yourself. After you’ve had your refund, you can call us any time with questions about your tax. Keep in touch and we’ll keep you on the right side of the taxman, completely free of charge.

Once you’ve given us all the information we need, we’ll work out how much money you’re owed. We’ll prepare all the paperwork. All you have to do is check it and sign it. We’ll send it off to HMRC and chase them up if they don’t pay out promptly.

Before we send your claim to HMRC we send a copy to you with a full breakdown of all the fees so you can clearly see:

  • The total refund
  • The cost of our service
  • The VAT due (VAT goes to the government, it's charged on almost all goods and services)
  • The amount you will receive

You will need to accept this by email or in MyRIFT to say that you have read, understood and agreed with it, along with a declaration that all the information you have provided about your claim is true. This means you will never be charged any fees you have not agreed to.

There are no further fees to pay, and no hidden charges.

GuaranteeOur Guarantee

When you claim your tax rebate with RIFT, our unique RIFT Guarantee means that you don't have to worry about the taxman reclaiming any of your money. So long as you give us full and accurate information, if HMRC disagrees with the amount that we’ve claimed and ask for the money back, we’ll pay it. It won’t cost you a penny.

RIFTPROD1 - Subscriber